A study revealed that Canadians who engage in comprehensive financial planning report significantly higher levels of financial and emotional well-being than those who do no planning or only limited planning.

To learn more about these findings







Kefalonia, Greece


INTEGRATED FINANCIAL PLANNING

Advisory Services

Retirement Planning

Cash Flow Analysis

Investment Management

Education Planning

Emergency Planning

Debt Management

Tax Planning

Insurance Needs and Risk Management

Business Planning

Estate Planning

Philanthropy


O.W.M'S PLEDGE

Act as a fiduciary


putting the needs of clients first, ahead of my needs or the needs of any other party.

working to help my clients achieve their goals and dreams by acting with the skill, care, prudence, diligence, loyalty and good judgement of a fiduciary, rooting my professional practice in evidence-based advice.


avoiding and minimizing conflicts of interest, and to manage and disclose those conflicts which cannot be avoided.


fully and transparently disclose all sources of my compensation in all of my dealings with clients.


upholding the code(s) of conduct of the issuing body of my financial planning designation, and to continuously work to improve my skills and practice, and the financial planning industry as a whole.

encouraging other financial planners to uphold the standards and values embodied by this Association, and to aid this and subsequent generations of financial planners to fulfill the Association’s vision for the financial planning industry.


helping to build awareness of the good that financial planners can do for their clients.